First Apartment Checklist for Canadian Renters
What to sort before you sign, what to set up before you move in, and the furnishing list that skips what you don't need on day one.
Quick answer
A first apartment checklist has 3 stages: before signing (read the lease fully, confirm what's included — heat, water, parking — and document the unit's condition with photos on move-in day), before move-in (set up hydro and internet in your name, get tenant's insurance, which most landlords require and most first-time renters skip), and furnishing (start with the essentials — bed, a few kitchen basics, a shower curtain — rather than furnishing every room at once; it's cheaper and faster to fill gaps as you notice them than to guess upfront).
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A first apartment doesn't need to be furnished and stocked like a home you've lived in for a decade. This is what actually needs to happen before you sign, before you move in, and on day one — plus the shorter, cheaper version of the furnishing list most guides make longer than it needs to be.
Before you sign the lease
- Read the full lease, not just the rent amount — confirm what's included (heat, water, parking, laundry) and what isn't
- Ask what the process is for maintenance requests, and how quickly they're typically handled
- Confirm the exact move-in date and whether the unit will be professionally cleaned before you arrive
- Ask about guest policies, pet policies, and any building-specific rules before you sign, not after
- Get everything verbal that was promised — an included parking spot, a repair before move-in — in writing as part of the lease or a signed addendum
Before move-in day
- Set up hydro/electricity in your name, timed to start the day your lease begins
- Set up internet — book the installation appointment early, since availability can run 1-2 weeks out
- Get tenant's (renter's) insurance — many landlords require it, and it's inexpensive relative to what it actually covers: your belongings, and liability if you accidentally cause damage
- Confirm whether you need to set up your own contents insurance for a storage locker or parking spot separately
- Update your address everywhere important before or right at move-in — see the full change of address checklist for the complete list
Move-in day
- Photograph every room, closet, and appliance before you unpack anything — this is your record for the move-out inspection later
- Test every appliance, faucet, and light switch, and report anything not working within the timeframe your lease specifies
- Locate the circuit breaker panel, main water shutoff, and any smoke/CO detectors, and confirm the detectors work
- Change or re-key the locks if your lease and landlord allow it, especially if you don't know how many previous keys exist
What to actually buy first
- Bed, pillow, and bedding — this is the one thing worth not skimping on or delaying
- A basic kitchen set: a couple of pots and pans, a few plates and utensils, a kettle or coffee maker — not a full registry's worth on day one
- Shower curtain and bath mat, hand soap, toilet paper, a plunger
- Cleaning basics: all-purpose cleaner, a broom or vacuum, garbage bags
- A few command hooks or a small toolkit — most rentals don't allow drilling, and adhesive solutions solve more than people expect
- Everything else — a couch, a full spice rack, decor — can wait until you know what the space actually needs, which is rarely obvious in week one
Budgeting for a first place
- Move-in costs are usually more than first month's rent: expect a damage/last month's deposit, connection fees for utilities and internet, and the furnishing costs above
- Confirm exactly what deposit your province allows and how it's protected — rules on deposits and interest vary by province
- Budget for tenant's insurance as a recurring monthly cost, not a one-time expense
- Track move-in spending separately for the first month or two — first-apartment costs are lumpy and don't reflect your ongoing monthly budget
Practical tips
- Furnish in the order you'll actually notice the gap, not the order a checklist lists it in — most people regret rushing furniture more than they regret waiting.
- Keep every move-in photo and the lease itself in one place — your important documents checklist is the right home for both.
- A slow first few weeks of figuring out what the space needs beats a fully furnished apartment full of things that don't fit how you actually live in it.

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Shop the BundleFrequently asked questions
Tenant's insurance — many first-time renters assume their belongings are covered by the building's insurance. They generally aren't; the landlord's policy covers the building itself, not your contents or your liability.
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